Emerald is a privately owned and operated insurance agency. We work with small businesses, families and individuals and our primary focus is ensuring that our clients have the comfort of financial security. At Emerald, we pride ourselves in giving personal service and straightforward advice that our clients can understand. Proud to be independent, our agents shop the Canadian marketplace to find solutions tailored to our clients needs by partnering with virtually every Canadian insurance company. We understand that need and affordability have to match when finding the optimal insurance solution and as such do a needs analysis before providing a recommendation, congruent to your financial situation. Emerald specializes in three distinct insurance areas: group plans for small businesses, personal insurance for both individuals and small businesses owners (life, health, disability), and estate planning. We collaborate with other industry professionals, such as accountants and lawyers, to add value to the services and solutions that we provide to our clients. Emerald is regulated by the Insurance Council of British Columbia, and we are licensed to administer group benefits, life, critical illness, mortgage insurance, and disability.